ivf tests insurance

First Phase IVF Tests and Insurance Issues

One of the problems with infertility is that couples hear so much conflicting advice that you don’t know when to opt for IVF tests, if at all sometimes. It can be very frustrating when people around you seem to get pregnant so easily and yet you are struggling yourself. Often these people will tell you to just relax and then you’ll get pregnant. If only it was this easy. There is a case that stress could cause infertility problems, but it is probably much more likely that your infertility problems are causing you stress!


Couples are very vulnerable to this type of information. There is a lot of misinformation, myth and superstition surrounding fertility and how to get pregnant, and sometimes it is hard to distinguish fact from fiction. So one of the most important things is for couples to become educated about infertility.

ivf tests insurance

First Consultations for IVF Tests


So if the couple has been trying to become pregnant without success, who should they go to first, the obstetrician or another type of fertility adviser? Probably one of the best people to see would be a reproductive endocrinologist. Of course, first of all go and see your primary care Physician. They will be able to give you some good information. There is also a lot of information available on the Internet. But there is no substitute for a specialist. And this is where a reproductive endocrinologist can be of help.


Once you’ve begun discussions with your doctor, the diagnosis phase of infertility should not last too long. It used to be the case that you would have to undergo months and months of tests, but nowadays most of the fertility testing can be done within a month, two of the most.


IVF Tests – First Phase


Testing nowadays has become more simple than it was in the past. Testing covers three main areas. First is usually a semen analysis. That is usually carried out twice for the male. The second test is in the female, and that is mechanically making sure that the fallopian tubes and the uterus are normal. This is an X ray test called a hysterosalpingogram – HSG. The third test is to determine the hormonal profile of the female, to see if she is ovulating, and to see if she has any type of hormonal abnormalities that may be contributing to her not being able to get pregnant. Looking into the age of the couple will also be part of this initial fertility testing process.


Most couples can actually be helped to conceive with low technology solutions after some basic problems have been identified. Advanced IVF treatment is not always necessary. If for instance there is a hormonal problem that can be cured then the couple can normally conceive without any further treatment. If the barrier to conception was a physical problems such as a blockage in the fallopian tubes then surgery can cure the infertility problem. So as it stands in the United States, most couples are actually helped on their way to pregnancy via low technology medical solutions rather than in Vitro fertilisation.


After these three basic tests have been undertaken and no abnormalities are found but the couple still have problems conceiving, further steps must then be taken. This can be a very frustrating time, especially after no abnormalities are initially picked up. It can seem like destiny is against you sometimes but obviously there is a problem and it has to be identified medically. This unexplained infertility needs further analysis.


IVF Insurance – Are You Covered?


Unfortunately in the United States Insurance companies don’t univerally pay for infertility treatment in the same way that they would pay out for other illnesses across all states. They seem to view infertility as an inconvenience rather than a disease. 14 states in the USA have mandated coverage of infertility treatment. California does have mandated coverage for group policies for fertility care, but unfortunately employers are not required to buy into the scheme and consequently less than one per cent of all companies in California make this available to their employees.


So before proceeding any further with IVF tests, be sure to check you have the medical insurance in place to cover the treatment.